Instant utility payments, zero friction.
Fund one smart digital wallet to settle mobile data, airtime top-ups, power tokens, cable subscriptions, and education pins. Built with enterprise speed and consumer-grade security.
Active Session
Verified Wallet
Digital Balance
₦78,450.00
Account 0110 4498 21
HOVAPAYSettle Utility Bills
Unmatched Coverage
Fully Integrated Services
Direct gateways to Nigeria's leading telecom, electricity, and entertainment companies for instant delivery.
Telecom Airtime & Data
MTN, Airtel, GLO, and 9mobile networks. Immediate data dispatch and airtime top-ups with high-success delivery assurance.
Electricity Disco Tokens
Direct token generation for Abuja (AEDC), Ikeja (IKEDC), Eko (EKEDC), Kano (KEDCO), and other prominent grid distributors.
Lost your token? Find it hereCable TV Subscriptions
Instantly validate smartcard numbers and renew DSTV, GOTV, and StarTimes packages. Restore screen service within 5 minutes.
Academic E-Pins
Direct purchases of examination registration pins including WAEC registration, result checker pins, and NECO tokens.
99.99%
Network Uptime
Redundant gateway structure ensures seamless API response.
3 Sec
Dispatch Speed
Automated processing systems dispatch tokens instantly.
PCI-DSS Compliant
Fully audited system architecture ensuring maximum protection.
Engineered for Reliability
The smart wallet for secure payments
Unlike generic utility platforms, Hovapay is engineered around a central high-speed ledger that offers real-time verification and zero transaction failures.
Automatic Invoice Verification
The system automatically polls service providers to check correct names and billing details before executing the charge.
Robust Receipt & History Audits
Full transaction bookkeeping with downloadable invoice proofs. Easily search previous token logs anytime.
Secure Fund Block System
Funds are only charged when provider systems acknowledge successful dispatch. Failed attempts are immediately returned.
Security Core
Bank-grade authentication guards every wallet
We protect your capital and billing credentials at every layer using modern cryptographic safeguards.
Transaction PIN
Create a custom 4-digit PIN required to authorize every dispatch. Even if your device is unlocked, your wallet remains secure.
KYC Validation
Multi-tiered verification options using BVN and NIN. Limits scale securely as verification layers are completed.
Automated Reversals
If service validation fails on the provider's side, our gateway automatically rolls back the ledger balance within seconds.
₦100M+
Symmetric Payments Processed
99.99%
System Availability
25K+
Active Wallets Settle
Pay on the go. Download the Hovapay App.
Enjoy zero-friction utility payments, biometric fingerprint security, instant transaction push alerts, and 24/7 wallet management right from your Android or iOS smartphone.
Push Alerts
Instant dispatch status
Biometric Auth
Face ID & Fingerprint
Digital Tokens
Offline receipts & pins
Hovapay Mobile App
Version 2.4 · Available for Android & iOS
Simplify your payments today
Sign up for a free Hovapay wallet in minutes. Fund instantly using bank transfer and enjoy zero-fail dispatches.